To speak with Russ, a licensed agent, call 918-906-6598 (TTY 711 M-F, 9am-5pm) or email

4 Things You Should Do to Protect Yourself From Medicare Scams

Posted by Russ Scott
Estimated Reading Time 1 minute 56 seconds

4 Things You Should Do to Protect Yourself From Medicare Scams

Medicare scams are a growing concern, particularly for seniors who rely on Medicare for their healthcare needs. Scammers often target Medicare beneficiaries to steal their personal information, Medicare numbers, and even their money. However, by being informed and vigilant, you can protect yourself from these fraudulent activities. Here are four key strategies to help safeguard your personal information and ensure your Medicare benefits remain secure.

1. Guard Your Medicare Number

Your Medicare number is as sensitive as your Social Security number. Treat it with the same level of security. Only share your Medicare number with trusted healthcare providers or your insurance agent who has a legitimate need for it. Medicare will not call you to ask for your personal information or Medicare number unless you’ve given them permission in advance. If someone contacts you unsolicited, claiming to be from Medicare and asking for your Medicare number or other personal information, it’s a red flag for a scam.

2. Be Skeptical of Offers for “Free” Medical Equipment or Services

Scammers often lure Medicare beneficiaries with offers of “free” medical equipment or services, asking for your Medicare number in return. Remember, if something sounds too good to be true, it probably is. Legitimate healthcare providers and suppliers don’t offer free goods or services in exchange for your Medicare number. Before accepting any offers, verify with your doctor to ensure the equipment or service is necessary and prescribed for you.

3. Review Your Medicare Statements Regularly

Be proactive about checking your Medicare statements (Medicare Summary Notice or MSN) for any charges for services or equipment you didn’t receive. This can be one of the first signs that someone may be using your Medicare information fraudulently. If you notice anything suspicious, report it immediately. You can call 1-800-MEDICARE (1-800-633-4227) or contact the Office of the Inspector General to report potential fraud.

4. Educate Yourself on Common Scams

Scammers are constantly evolving their tactics. Stay informed about the latest Medicare scam techniques by visiting the official Medicare website or contacting your local senior center for information on how to protect yourself. Common scams include phishing calls where scammers pretend to be Medicare representatives to extract personal information, offers for COVID-19 tests or vaccines in exchange for Medicare details, and fake renewal notices demanding payment.

When in Doubt…

Protecting yourself from Medicare scams requires vigilance, knowledge, and proactive measures. By guarding your Medicare number, being skeptical of too-good-to-be-true offers, reviewing your statements for fraudulent charges, and educating yourself on common scams, you can help keep your personal information and Medicare benefits secure. Remember, when in doubt, directly contact Medicare through their official channels to verify any information or report suspicious activities. This not only helps protect you but also contributes to the fight against Medicare fraud and abuse.

Russ Scott //

I was born and raised in Tulsa, Oklahoma. I played rugby at Oklahoma State University where I graduated with a degree in Finance and a minor in Accounting. My wife, Erica, and I married in 2009 and have three wonderful children Rory (8), Sydney (6) and Reince (5). I've also been a licensed insurance professional with Medicare in the center of it all for more than 15 years.

One thing I don't take for granted is getting the privilege to meet with individuals and independent agents every week to discuss insurance needs in today’s ever-changing benefits environment. The companies that our agency has chosen to represent have become leaders in their markets and our vision is to develop a strong, capable distribution force to bring their insurance products to the public.

Legacy Insurance Advisors' mission is to sell and service all forms of health and life insurance by representing the best carriers in the industry, by maintaining a superior client base, by partnering with and retaining the most qualified professionals, and by providing all agency personnel with the training and tools available to give the very best possible service to our clients and companies. Our agents, managers, and staff are committed to educating and empowering our policyholders. We will provide guidance and expertise while managing our clients’ risk. Because of Legacy Insurance Advisors’ access to multiple providers in nearly every line of insurance, we will customize plans to fit our clients’ wants and needs.

Get Free, Friendly, and
Local Medicare Help Now

Local, licensed professionals are available to answer all of your questions. Call 918-906-6598 or complete the form below and we’d be happy to reach out to you.

      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Close Accessibility Tools
      Accessibility Controls Reset
      Content Adjustments
      Font Size


      Line Height


      Content Scaling


      Highlight Titles
      Highlight Links
      Highlight Forms
      Align Left
      Align Center
      Align Right
      Focus Mode
      Color Adjustments




      Accessibility Statement

      Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

      We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

      If you wish to contact this website's owner, please use the contact form on the website.

      Our User Interface Adjustment Options

      Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

      Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

      Content highlighting - Users can prioritize key elements such as links, forms, and titles.

      Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.